
XRP Surges as Clarity Act Hopes Boost Ripple-Linked Token
XRP had its best day in weeks, rising on hopes that the U.S. Clarity Act will provide regulatory clarity. However, technical indicators suggest caution is still warranted for investors.
15 stories about Ripple from across the crypto press, curated and summarized daily. Most recent: Jul 21, 2026.

XRP had its best day in weeks, rising on hopes that the U.S. Clarity Act will provide regulatory clarity. However, technical indicators suggest caution is still warranted for investors.
The x402 protocol, which enables AI agents to make payments in stablecoins, now has support from Visa, Mastercard, and Ripple. It processed $24 million across 75 million payments last month, showing growing adoption.

Ripple has obtained a full MiCA license in Luxembourg, allowing it to offer regulated crypto services throughout the European Economic Area. This marks a significant step toward mainstream crypto adoption in Europe.

Ripple's preliminary crypto asset provider license in Luxembourg has been upgraded to fully compliant, meaning it is now MiCA-compliant for payments, financial institutions, corporates, and businesses across all 30 European Economic Area countries.

XRP has surged 8% as a key metric shows investors are at record losses, which some traders see as a buying opportunity. The token's 30-day and 365-day MVRV sit near -45% and -47%, lows Santiment says XRP has never reached before, suggesting a favorable risk-reward scenario for buyers.

Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain, bringing a key missing financial primitive to the XRP ecosystem.

Japan's financial regulator cleared the U.S. dollar-backed token as a new category of payment instrument, letting SBI VC Trade offer it to institutions and retail. RLUSD remains small, at about $1.7 billion.

Ripple has received preliminary approval from Luxembourg's financial regulator to operate under the EU's MiCA framework. This will allow Ripple to offer its stablecoin payment systems to European companies and expand its crypto services in the region.

Ripple has invested in Flutterwave's $3.2 billion Series E funding round, supporting the integration of its RLUSD stablecoin and XRP Ledger across 34 African markets. This move aims to boost financial inclusion and digital payments in the region.

Ripple launched the XRPL AI Starter Kit to help developers build AI agents that pay using XRP and RLUSD. Early x402 activity has clustered on Base and Solana, but Ripple is betting XRPL's speed, low fees, and RLUSD can win a piece of that flow.

Mastercard's Agent Pay for Machines lets AI agents buy services and settle transactions using cards, bank accounts, and stablecoins. The system is backed by crypto giants like Coinbase and Ripple, aiming to streamline AI commerce.

Ripple has launched a new toolkit that enables AI agents to execute payments on the XRP Ledger with limited human intervention. This development aims to create payment rails for AI agents to handle transactions autonomously.

Senator Elizabeth Warren argues that nine crypto firms, including Coinbase and Ripple, were improperly granted national trust bank charters. She claims the approvals violate the National Bank Act and calls for a review.

Ripple is opening its threat intelligence database to other crypto firms to combat North Korean hacking attempts. This move aims to strengthen collective security in the crypto space.

XRP-based exchange-traded funds (ETFs) in the U.S. saw their largest single-day inflow since January, attracting $25.8 million. This surge comes even as ether ETFs experienced outflows, highlighting shifting investor interest.