15 stories about Lending from across the crypto press, curated and summarized daily. Most recent: Jul 22, 2026.
SEC Commissioner Hester Peirce warned that certain decentralized finance (DeFi) vaults and onchain lending strategies could fall under securities laws. The classification depends on how these financial products are structured and marketed, she said.
Morpho has introduced a new fixed-rate lending protocol called Midnight, complementing its existing variable-rate markets on Base. This offers users more predictable borrowing and lending options in the decentralized finance (DeFi) space.
Aave, a leading decentralized lending platform, has launched its V4 protocol on the Avalanche blockchain. This marks the first time Aave V4 has expanded beyond Ethereum and introduces new infrastructure for tokenized real-world assets.
The UK government will no longer treat moving crypto into DeFi lending protocols or liquidity pools as a taxable event. This change defers capital gains tax until users actually cash out their holdings. The new rule is set to take effect in the 2026-2027 tax year, starting April 2027.
SBI VC Trade will start offering a yen-backed stablecoin lending service on July 16, with a 3% annual yield for a 12-week term. The service is uninsured, meaning users bear the risk of potential losses.
CRYL, a Japanese financial services firm, is now offering loans backed by Bitcoin, allowing individuals and businesses to borrow up to $6.2 million. This marks a significant step in integrating Bitcoin into traditional lending markets in Japan.
Aave has launched its V3 lending protocol on the Monad network, supporting 12 assets. Monad is committing $15 million in incentives over the first year to boost liquidity and adoption.
Aave, a popular DeFi lending protocol, added 1,806 new wallets in a single day, the most since October 2021. The AAVE token has risen about 20% in a week, even as the broader crypto market slides.
Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain, bringing a key missing financial primitive to the XRP ecosystem.
Bitcoin lending has rebounded from the 2022 crypto credit collapse with improved risk controls and more institutional involvement, which could lead to lower borrowing costs and more stable lending practices.
Aave, a major DeFi lending platform, handled $8.45 billion in withdrawals without freezing funds, but the event exposed hidden risks in decentralized finance. Experts warn that such stress tests could become more frequent as DeFi grows.
Ledn, a major player in bitcoin-backed lending, estimates the market could grow to $1 trillion, with the company originating $1.4 billion in loans in 2025. This growth is driven by securitization attracting institutional investors.
Curve Finance has launched Llamalend v2 on the Optimism network, backed by a 250,000 OP token grant. The new version supports markets for multiple collateral and borrow assets beyond crvUSD and introduces LlamaRisk as a market curator.
A new report from Ledn predicts the bitcoin-backed lending market could grow to $1 trillion within a decade. This growth is driven by strong borrower demand and increasing adoption of crypto-collateralized loans.
FalconX now allows institutional investors to use tokenized credit vaults as collateral on the Monad network, expanding DeFi lending options. This move bridges traditional finance with decentralized lending, offering more flexibility for large players.